• In office underwriting and approval on most loans
• Gifts accepted for down payment and closing costs
• Seller gift for down payment
• Buy down rate available
• Streamlined refinances available
• Purchase/rehab loans available

VA guaranteed mortgages

• Low fixed rates
• Refinances for rate reduction

Adjustable rate loans

• Flexible terms for adjustment of rate from 6 months through 7 years with a low starting rate
• Conversion option to a fixed rate available
•  Interest only loans

• In office underwriting and approval on most loans
• Self employed (no income verification)
• Minimum 3% down payment on conforming
• Monthly, annual, and financed Principal Mortgage Insurance plans available
• Jumbo mortgages available to $2,000,000
• Cash out refinances to 90% of appraised value
• Buy down of rate and no cost loans
• Investment property loans

New Build Home Loans

• Complete package with one time closing.
   

Credit problems

• We offer a full line of products with in house underwriting. All credit considered
  Offering programs for all credit.

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